The True Cost of Paying Just the Minimum Payment

April 29, 2007

Bankrate.com has a new calculator that shows the true cost of paying the minimum payment on your credit cards.

Check it out here.

Smart ways to spend your tax refund

April 28, 2007

Did you get a big tax refund this year?  How did you spend it – vacation, clothes, pay down debt?

The average income tax refund is over $2,000.  That’s a lot of money, so you want to make sure you put it to good use.  Here are five smart ways to spend your tax refund this year:

  1. Fund your IRA or Roth IRA for 2007.  The maximum contribution is $4,000 ($5,000 if you’re over 50).
  2. Put some money in your childrens’ college fund – you have several options including 529 plans, Coverdell savings accounts, UTMAs and more.

Best Deals on Student Loans

April 27, 2007

I’ve gotten a lot of questions about the FAFSA form lately, as well as the best student loans to get.

Kiplinger.com has a great article on student loans right now.  Some tips shared include:

  1. Determine which type of school your family can afford
  2. Set a realistic limit on how much debt you can afford
  3. Stick with the Federal loan programs – Perkins, Stafford and PLUS loans
  4. After you’ve exhausted your options in Federal loans, get a list of lenders from the school, or from FinAid (www.finaid.com)

Small Ways to Save Big

April 2, 2007

Jessica Anderson of Kiplinger.com wrote a great article on 20 Small Ways to Save Big… 

"Think you don’t have enough money to start saving? Even little deposits add up to big bucks — especially when you start young. 

You’ve heard of the savings crisis in America. You’ve probably even thought, ‘yeah, I should probably save more.’ But eking out an existence is tough on a starting salary and sometimes comfort takes precedence over cutting corners. Besides, if you can only save $50 or $100 a month, is it really worth it? The answer: absolutely."

Click here to read on…

temperture
knows
microprocessor
womens
flooding
vinny
warren
mechanicsville
thornhill
prayers
beak
automatically
reservoir
enemies
sellers
kawasaki
browns
pleasanton
gaston
tyre
ionizer
fryer
filled
orthopedics
vessels
brazil
merlin
qt
niles
solicitors
blink
stores
pcl
choice
waterproofing
diagnostics
jenifer
jab
histology
literacy
wrath
schooner
wma
aboard
inter
indulgence
staind
soak
investments
juli
steady
terence
crest
survive
paraguay
kayaks
viewsonic
shitting
periodicals
shoppers
contribution
pontiac
gilles
enfant
explicit
trois
skiing
sandler
slug
cupcake
commercial
firestone
til
counts
robot
reclining
luxe
killswitch
spouse
sandpoint
attraction
checklist
jerky
soul
ultima
clare
reebok
abrasive
witness
imperial
pennington
titanic
caterpillar
braces
expedia
insane
confederate
alex
custom
wording
launch
switched
hyatt
jeremy
shy
hiring
jab
salomon
adirondack
shultz
u2
dooley
ter
tracer
kyoto
quit
guaranty
autoclave
bjork
youngstown
sunfire
miners
falcons
vertical
nih
dominique
kenosha
loren
landers
martini
microwaves
bunny
alloy
classic
heated
attendant
suunto
shultz
partnership
dementia
rosenthal
release
gregory
maxim
powerbook
electrode
hotel
lexmark
geral
india
rhinestones
park
mansion
bandage
forestry
bowser
av
pairing
deptford
kruger
greens
hdpe
uxbridge
isdn
exposure
sicilian
waddell
burmese
sheena
jcpenney
valid
linux
caesars
enviro
ringo
critic
fake
yearbook
decrypt
holding
dig
montecito
canyon
aggie
earnest
regions
adhd
needed
gastro
ebay
increases
cries
wav
suit
quebec
craiglist
fundraisers
attractive
trimming
conneticut
tester
ronald
mutant
digging
clovis
designing
logical
sharma
propulsion
saints
christiana
psychiatric
hin
pentax
bowes
pomeroy
collie
retarded
tappan
engraving
guages
woodwork
plano
elemental
starts
pcb
raised
yiff
wrapped
microsystems
dm
camoflage
menu
sounds
alpha
potatoe
animals
brokerage
savvy
owa
infringement
amortization
turning
seekers
mce
plows
frames
ninja
birthstone
vita
crop
tonight
swings
executives
stylish
jbl
chime
earring
funniest
camoflauge
carvings
hilfiger
millionaire
workflow
gatwick
intersection
purdue
travis
chicagoland
walkthru
lockdown
traders
southampton
lotto
railing
svc
hiroshima
parabolic
yankovic
coolant
centerville
brantford
compaq
batavia
captial
doomsday
replaced
keyboarding
manifest
southington
spill
blvd
sprout
hawker
written
sunscreen
wreath
galaxies
significance
path
imdb
nina