Get Your Free Credit Score at CreditKarma.com

I’m always nagging at you to check your credit report, which you can request for free at AnnualCreditReport.com.  But up until now you always had to pay for your credit score.

Well, I recently discovered a website called CreditKarma.com, where you can request your credit score (the actual 3-digit FICO score) for free.

I was concerned that there might be strings attached, so I had to check it out for myself.

The registration process was very quick and easy, and the application to retrieve your credit score was much easier than the process to request your credit report from one of the three reporting agencies.

Credit Karma does not provide a copy of your credit report. They provide your 3-digit FICO credit score only.

Immediately below your score are credit offers from partners of Credit Karma that are based on your credit score. These offers are how Credit Karma pays the bills, so they are necessary and may even be beneficial if you are looking to establish credit or make a purchase soon.

So, while you still need to check your actual credit report at least once a year (to check for fraud and/or errors), if you are just wanting to check up on your credit score, check out CreditKarma.com.