Credit Resolutions for the New Year
January 1, 2008
One way to cut the sting of the post-holiday credit card bills is to set a new agenda when it comes to credit. So consider the following ideas when setting your credit resolutions for 2007:
Set dates for getting your credit reports: Each year, you should check each of your credit reports from annualcreditreport.com directly. You should spread out your requests, making requests quarterly so you can catch errors that might come up at different parts of the year and spot identity theft.
Get your credit score once a year: A credit score is a three-digit number that reflects the credit history detailed by a person’s credit report. Go to www.myfico.com to retrieve your credit score once a year from one or all of the three credit bureaus.
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