In my Living Debt Free ebook, I suggest that readers visualize their goals to help them stay motivated on their journey to getting out of debt.

Joan Sotkin of Prosperity Place takes this a step further, and says visualizing with feelings is a more powerful way to change your money thoughts and will help you achieve your goals faster.

For more about visualizing your goals, check out Prosperity Quick Tip: Visualizing with Feelings.

Marie Ynami at Mommy Community interviewed me recently about my new ebook Living Debt Free.  We talked about a lot of the tips in the ebook, including:

• The first step you need to take to get out of debt
• The fastest way to pay off debt
• What to do if you can’t afford to pay off your debt
• And more…

To listen, please visit Marie’s Mommy Community site by clicking here.

Angela Wills at StarVA.com has a great feature on her blog called ‘Free Tool Friday’.  This is a weekly post where she features different tools that online business owners can use to help grow, or just streamline their business.

I’m a big fan of ‘Free Tool Friday’ and have decided to adopt my own version.  My version of ‘Free Tool Friday’ will feature financial calculators and tools to help you make financial decisions.  Look for tools on budgeting, debt management, saving for retirement, and more.

This week, I want to feature a debt reduction planner at CNNMoney.com. 

Getting out of debt is a goal that many Americans would like to achieve.  But, like many New Year’s resolutions, this goal is often abandoned shortly after the goal is set.  Why is that?

One reason is that getting out of debt often takes a long time, so there are no immediate rewards for paying off debt.  This leads to a lack of motivation to meet this goal.  After all, it’s hard to keep with a debt management plan when you may not see the benefits for several years.